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It’s time to accept that higher mortgage rates are here to stay

Published Fri, 01 Nov 2024 00:09:28 GMT

(NerdWallet) - The era of low mortgage rates is over. Embracing this reality will hasten your owning a house that meets your needs.Low rates flourished for 11 years, as the 30-year mortgage remained below 5% from February 2011 to April 2022. Since then, it has remained mostly above 5%, averaging 6.72% in June in Freddie Mac's weekly survey.Some forecasters predict that rates will decline over the next 12 months. But they don't foresee rates dropping below 5% anytime soon. If you want to buy a home, it's tempting to be in denial that this is happening. But as you start to accept that we're now in a time of higher rates, you can achieve closure (literally, when you close on the purchase of a home)."People are still working through their five stages of grief on this mortgage rate stuff," says Lisa Sturtevant, chief economist for Bright MLS, the real estate listing service for the mid-Atlantic region. "And I think you have to reach the stage of acceptance at some point that certainly ra...

University of Texas Police Department welcomes new chief

Published Fri, 01 Nov 2024 00:09:28 GMT

AUSTIN (KXAN) -- New leadership is joining the University of Texas at Austin Police Department Wednesday with the swearing in of new police chief Eve Stephens.UTPD will host the swearing-in ceremony at 8 a.m. Wednesday. Stephens joins UTPD after retiring from the Austin Police Department in March, following almost 24 years of service there.

Law enforcement suicide: How state and federal governments support officers, track deaths

Published Fri, 01 Nov 2024 00:09:28 GMT

AUSTIN (KXAN) — "Cops are those individuals others look to solve problems and protect persons in need. Weakness is not seen as an option and therefore, they will often refuse to acknowledge their own internal struggles," an online obituary stated.That obituary was written for a Texas police officer who took his own life last year on Dec. 2. The following day on Dec. 3, a second Texas police officer from a different law enforcement agency also died by suicide.Both officers were in their 40s and had been with their departments for over 15 years. The unfortunate deaths of these two officers were brought to KXAN's attention by an anonymous source who wanted to bring awareness to how one Texas police chief honored the officer they lost and acknowledged the importance of mental health in their profession. Chief Jeff Bryan has been with the Garland Police Department for almost 27 years. Bryan said this was the first officer who died by suicide since he's been with Garland PD. "It hit us li...

Albany Police investigating July 4th homicide

Published Fri, 01 Nov 2024 00:09:28 GMT

ALBANY, N.Y. (NEWS10) -- The Albany Police Department is investigating a homicide that happened in a Second Street apartment on Tuesday around 11:45 p.m. Police say upon arrival, they found 26-year-old Eduardo Montes of Albany inside the basement apartment with a gunshot wound to his torso. Get the latest, news, weather, sports and community events delivered right to your inbox! Police say Montes was evaluated by emergency personnel and was pronounced dead at the scene. After a preliminary investigation, police say it appears Montes was in a physical altercation with someone known to him in the apartment and was shot as a result.Anyone with information regarding this case is asked to call the Albany Police Detective Division at 518-462-8039.

Crews investigating fatal garage fire in St. Charles County

Published Fri, 01 Nov 2024 00:09:28 GMT

ST. CHARLES COUNTY, Mo. - Crews are investigating a garage fire that left one person dead in St. Charles County. Central County Fire and Rescue responded to the call a little after midnight after someone reported a fire in the garage on Arlington Drive. SLMPD investigating several overnight shootings Upon arrival, heavy fire was spreading from the garage to the attic. Three people were able to escape the fire safely, but one of the occupants died inside.There's no word on if this fire was firework related. FOX 2 will update this story with more information as it becomes available.

Affinia Healthcare in north St. Louis closed due to power outage

Published Fri, 01 Nov 2024 00:09:28 GMT

ST. LOUIS - The Affinia Healthcare location on North Florissant will be closed again Wednesday because of a power outage.Patients will be notified and if needed, appointments will be rescheduled. Missouri’s prescription drug monitoring program to launch soon All other Affinia Healthcare locations will be open.

Monster Battle is Meow Wolf’s latest attempt to import a wacky Santa Fe event to Denver

Published Fri, 01 Nov 2024 00:09:28 GMT

Get your pitchforks and torches ready, because a monster battle is headed for Cheesman Park.Well, not that kind of monster battle, but an epic face-off of the weirdest costumes and best dancing, all in the spirit of family fun. Meow Wolf, the Santa Fe-based interactive entertainment company that runs Meow Wolf Denver’s Convergence Station, is importing its popular Monster Battle event from Santa Fe for an Aug. 10 Colorado debut.The event, which will run from 4 to 9 p.m. at Denver’s Cheesman Park (1900 E. 11th Ave.), will feature music from Meow Wolf’s DJ Snaggy and other artists to be announced. It’s the rare, all-ages acctivity at which people can simply show up, regardless of skill level or background. A community party, in other words.“No tickets, no RSVPs, no lines — just you, the ghouls and your best dance moves,” officials said in a press statement, noting that the event began in 2008 as a spontaneous dance-off in Santa Fe Plaza.Past e...

Facing new drug reality, Colorado lawmakers reconvene opioid committee for first time in 4 years

Published Fri, 01 Nov 2024 00:09:28 GMT

The legislative committee tasked with helping to guide Colorado’s response to substance use has reconvened for the first time in four years to face a drastically changed drug landscape, a worsened overdose crisis and a series of worrisome data points about the state’s patchwork treatment system.The Opioid and Other Substance Use Disorders Study Committee — featuring six Democrats and four Republicans from the state legislature — met for the first time Thursday and will meet again over the coming months with the goal of forwarding potential bills to the full General Assembly when it reconvenes in January.The group had met for three straight years through 2019, but COVID-19’s emergence derailed its schedule. The committee returns now not only near the peak of the state’s drug crisis, but also amid internal divisions within the legislature about how to address the issue.In what amounted to a state of the state’s drug use, the committee’s ...

Cooking with a gas stove in your home is like living with a smoker, new research conducted in Denver finds

Published Fri, 01 Nov 2024 00:09:28 GMT

Cooking with a gas stove in your kitchen can emit as much benzene into a home as second-hand tobacco smoke, depending on ventilation and the size of the house, according to new research from Stanford University conducted in part in metro Denver.The findings showed the benzene produced when a gas stove is ignited migrated through homes — including into bedrooms that were the furthest from the kitchen — and reached levels above acceptable health benchmarks, said Yannai Kashtan, the lead researcher and a Ph.D. candidate at Stanford’s Earth Systems Science Department.“I’m surprised, not so much that we found benzene, but just how much we found,” Kashtan said.Researchers studied 87 homes in California and Colorado to determine how much benzene a gas stove released when in use and to look at how it spread throughout a house. They chose to study homes in the Denver area because of its proximity to a sizable oil and gas industry and because it was within drivin...

Rum-focused cocktail bar opens in Cherry Creek with mojitos, pina coladas and daiquiris

Published Fri, 01 Nov 2024 00:09:28 GMT

The bar: Ay Papi, 248 Detroit St., DenverAbout: Ay Papi calls itself a Cuban- and Puerto Rican-inspired (by way of Miami) cocktail bar; it comes from Culinary Creative, the restaurant group behind Highland Tap & Burger, Bar Dough, A5 Steakhouse, Mr. Oso and other concepts. Led by company partner and beverage director Nicole Lebedevitch, Ay Papi joins Forget Me Not, another cocktail lounge in Cherry Creek.Related ArticlesRestaurants, Food and Drink | LoHi hot-spot named one of the 50 best rooftop bars in the country Restaurants, Food and Drink | A guide to Denver’s best LGBTQ bars to hit in June (and beyond) Restaurants, Food and Drink | Dining after dark: 9 Denver eateries open past midnight Restaurants, Food and Drink | Casa Bonita’s renovation reportedly cost $40 million Restaurants, Food and Drink | Denver weed lounge could reopen next month, inviting locals for a toke in the consumption ga...